4:33 Done Attachment Question 15 1 pts Upon age 70 %, an individual may make a contribution directly to a qualified charity without incurring income tax Thue Face Question 16 1 pts In many cases, the estate and gift tax rules are more flexible than the income tax rules True Fase Question 17 1 pts 1. In order for a charitable contribution to be deductible: O a. The contribution may be to a specific individual O b. The donor's personal expenses may be included c. May represent the value of the donor's time or services d. May not generally include appraisal fees Question 18 1 pts A charitable gift annuity is a contract entered into between a charity and a donor in which the donor agrees to pay the charity an annuity