46. The answer to the previous question illustrates why (Review from Unit 1) A. payees prefer payment methods with reversibility, other things equal B. payees prefer payment methods with finality, other things equal C. the payments business can be risky for banks D. checks are the fastest growing payment method 47. A thief steals your checkbook without your realizing it and writes a check to an appliance store, forging your signature. After the check has been paid by your bank, you notice the transaction in your bank statement and promptly inform your bank of the fraud. Under UCC rules, the losses from this check fraud would normally be bome by because the check properly payable, (BLJ, p. 43; Kindle, 783-789; Veltri) (For BLJ, Ch. 3, Risk Management, Check Fraud) A. you; was not B. you; was C. your bank; was not D. your bank; was 11 FIN 369 Kecton Fall 2022 48. A thief steals a check you wrote to a friend before your friend has had a chance to deposit it. The thief forges your friend's signature on the back of the check and deposits it in his own account. After your bank pays the check, you leam of the theft and notify your bank, Unfortunately, the thief has already closed his account and disappeared with the moncy. Under UCC rules, the losses from this check fraud would normally be bome by (Veltri) A. you B. your bank C. the thiefs bank D. your friend's bank