5 marks Question 3 (20 marks) Given the financial information of the following two Banks: ANT Bank and Bee Bank: Assets Reserves Loans T-bills ANT Bank (in $ millions) Liabilities Assets 100 Saving deposits 920 Reserves 900 Borrowing 200 Loans 200 Bank Capital 80 T-bills BEE Bank (in $ millions) Liabilities 90 Saving deposits 980 Borrowing 130 Bank Capital 960 200 40 Suppose that both ANT Bank and BEE Bank have the same net profit after tax of $15 million. Calculate the followings respectively for ANT Bank and BEE Bank: (1) return on assets (ROA) (ii) return on equity (ROE) (111) debt-to-equity ratio Show all the calculations