5) The FCA is reported to be looking into changing the warnings about 'capital at risk' because: a) This disclosure does not seem to be sufficient to clarify which risks are involved in investment products b) Wealthy investors already understand the risks and this warning therefore is redundant c) Cryptocurrencies are very volatile and many retail investors are buying large amounts of these currencies becoming subject to substantial risks that they do not fully understand d) Retail investors will have to go through stricter checks to self-certify their suitability to invest in opportunities that put their capital at risk