5 Types \& Features of Credit - Fixed vs. Variable Reviow Later There are many loan charactenstics to take into consideration, but is whether the rate is fixed of vantable. What is one advantage of a vanable rate loan? Borrower can capitalize on a reference rate decrease It'semer for the borrower to plan for future payments it typically has high breakage costs itprotects the botrower from rising interestrates The Credit Process \& Analysis Fundamentals - Industry, Business and Management Analysis Industry, Business, and Management analysis are categones that we would classify as betng the: more qualitative parts of a credit assessment. Which of the following tools is used to analyze the industry attractiveness in the credit application process? PESTEL anayss SWOT an3yss Ratios analysis The VAST framewerk The Credit Process \& Analysis Fundamentals - The 5 Cs of Credit The 5cs is a foundational framework used by lenders when analyzing and assessing the creditworthiness of a prospective (or current) borrower. Which of the following are not part of the 5(5 of credit? Select all that apply. Candor Ctaractet commitment: Gondtions