Question: 7. (a) Define temporary substitute automobile as it relates to the automobile policy What are the conditions for coverage to apply? (b) What perils does

 7. (a) Define "temporary substitute automobile" as it relates to the

7. (a) Define "temporary substitute automobile" as it relates to the automobile policy What are the conditions for coverage to apply? (b) What perils does Temporary Substitute Automobile cover? 8. Identify and explain the importance of five (5) statutory conditions that govern automobile insurance contracts in the common law provinces. What are the implications of non-compliance with these conditions from the standpoint of the insured the insurer? 9. Describe the coverage and provisions of the following endorsements: (a) Suspension and Reinstatement of Coverage (OPCF 16 & 17) (b) Drive Other Automobiles (OPCF 2) (c) Excluding, Reducing, or increasing Coverage for Named Persons (OPCF 28, 29) (d) Family Protection Endorsement (OPCF 44R) (e) Liability for Damage to Non-owned Vehicles and Providing Other Coverages when Insured Persons Drive Other Automobiles (OPCF 27) (9) Added Coverage to Offset Tort Deductibles (OPCF 48) 7. (a) Define "temporary substitute automobile" as it relates to the automobile policy What are the conditions for coverage to apply? (b) What perils does Temporary Substitute Automobile cover? 8. Identify and explain the importance of five (5) statutory conditions that govern automobile insurance contracts in the common law provinces. What are the implications of non-compliance with these conditions from the standpoint of the insured the insurer? 9. Describe the coverage and provisions of the following endorsements: (a) Suspension and Reinstatement of Coverage (OPCF 16 & 17) (b) Drive Other Automobiles (OPCF 2) (c) Excluding, Reducing, or increasing Coverage for Named Persons (OPCF 28, 29) (d) Family Protection Endorsement (OPCF 44R) (e) Liability for Damage to Non-owned Vehicles and Providing Other Coverages when Insured Persons Drive Other Automobiles (OPCF 27) (9) Added Coverage to Offset Tort Deductibles (OPCF 48)

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