8. Central Warehousing, Ltd. has a small office building on 1ctst Ave. During the current policy year, there were three loss events at the 1mst Ave. building: In February, a $2,500 computer was stolen; In April, a fire started in a waste basket in one of the conference rooms, spreading throughout the room before the sprinkler system put it out, resulting in $5,000 in damage; and in November, Jordan Roberts, a Central customer, fell on the ice that the building's custodian neglected to salt after an early snow storm, incurring injuries which she agreed to settle for $12,000. Central's CEO has asked you to look over the insurance policy to determine how much Central will receive in indemnity for these losses. How much will that be if the policy has a $2,000 straight deductible? How much will it be if the policy has a $10,000 annual aggregate deductible? 9. Kareem, 35 years old, wants an insurance policy to protect his dependents to the extent of his human life value of $538,800. What type of life insurance would have the lowest annual premium