$8.)$ Debt Service Coverage Ratio: An equation for debt service coverage ratio shows net income plus interest, depreciation & amortization divided by maximum annual debt service or MADS, equals $168,500$ dollars divided by $50,000$ dollars equals $3\mathrm{.}37.$ Figure $7-5$ In Figure $7-5,$ the debt service coverage ratio for Lakeview Medical Clinic was calculated at $3\mathrm{.}37.$ Assume in the following year that Lakeview Medical$$s coverage ratio calculated at $1\mathrm{.}50.$ What factors would you review to analyze the change in the debt service coverage ratio?