8.7.7 Question Help PA Use nt to determine the regular payment amount, rounded to the nearest dollar. Consider the following pair of mortgage loan options for a $125,000 mortgage. Which mortgage loan has the larger total cost (closing costs the amount paid for points + total cost of interest)? By how much? Mortgage A: 20-year fixed at 9.25% with closing costs of $2900 and 1 point. Mortgage B: 20-year fixed at 7.5% with closing costs of $2900 and 4 points. Choose the correct answer below, and fill in the answer box to complete your choice. (Round to the nearest dollar as needed.) O A Mortgage A has a larger total cost than mortgage B by $ . OB. Mortgage B has a larger total cost than mortgage A by $