$(9$ points$)$ Consider the following balance sheet for WatchoverU Savings, Inc. $($in millions$)$:

a$.$ What is WatchoverU's expected net interest income for the year?

b$.$ Using the cumulative repricing gap model, what is the expected change in net interest

income over the next year for a $2$ percent increase in interest rates?

c$.$ What will the expected change be in net interest income over the next year if interest

rates on RSAs increase by $2$ percent but interest rates on RSLs increase by $1$ percent?