Question: 9.Major commercial risks include: a.property risks, liability risks, loss of business income, and cybersecurity and identity theft. b.property risks, and business income. c.liability risks, and

9.Major commercial risks include: a.property risks, liability risks, loss of business income, and cybersecurity and identity theft. b.property risks, and business income. c.liability risks, and business income. d.fire risk and credit risk.

10.Loss prevention differs from loss reduction because:

a.Loss prevention deals with reducing or eliminating the frequency of a loss, while loss reduction deals with ways of reducing the severity of a loss b.Loss prevention is a risk control technique and loss reduction is not c.Loss prevention is a technique applied to commercial risks while loss reduction is only applicable to personal risks d.Loss prevention and loss reduction are te same thing, therefore this question makes no sense.

11.Which of the following is not a method of non-insurance?

a.Transfer of risk by contracts b.hedging price risks c.Retention d.incorporation of a business fir

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