A $128,000 loan at 8% compounded semiannually will be repaid by monthly payments over a 20-year amortization period. (Round loan payment to the nearest cent. Round your answer to 2 decimal places.) a. Calculate the interest component of Payment 185. Interest component of Payment 185 is $ b. Calculate the principal component of Payment 101. Principal component of Payment 101 is $ C. Calculate the reduction of principal in Year 1. Principal reduction in Year 1 is $ d. Calculate the reduction of principal in Year 20. Principal reduction in Year 20 is s