A $$91,346$ one$-$year investment promises $$95,000$ in payment. However, there is only a $96\%$ chance that the sum will be paid, and there is a $4\%$ chance we will only receive $$30,000.$ What is the promised and expected rates of return on this investment?

Group of answer choices

$5\mathrm{.}0\%$ and $1\mathrm{.}11\%$

$5\mathrm{.}5\%$ and $2\mathrm{.}25\%$

$1\mathrm{.}4\%$ and $0\mathrm{.}15\%$

$4\mathrm{.}0\%$ and $1\mathrm{.}15\%$