A bank stores depositor data electronically. The data include financial account values, social

security numbers, and other information. An outside party was able to gain access to the

bank's customer data through unauthorized access to the bank's computer system. The

outside party was able to steal money from the accounts and to sell customer data, including

social security numbers, to others. This scenario illustrates

Select one:

a$.$ climate change risk.

b$.$ cyber$-$liability risk.

c$.$ terrorism risk.

d$.$ speculative financial risk.