"A bank with a negative GAP thpougl nt yll 9. Conduct DGAP analysis using the following information: Macaulay's Duration Amount $23,000 $102,000 $375,000 Rate 0% 2% 11.0% Assets Cash Bonds Commercial loans Liabilities & Equity Small time deposits Large CDs Transactions accounts Equity 7 1.8 years .5 years 130,000 $70,000 $250,000 $50,000 3.6% 6.3% 2.8% 4.0 years 1.0 year 3.3 years