A cattle ranch started last year with $$64000$ in its cash account. Within the year, all the events that affected cash are summarized in the following table:

Cash paid for operating expenses $$210,000$

Net increase in short$-$term debt $$50,000$

Cash paid for purchasing of breeding stock $$45,000$

Cash paid for income taxes $$25,000$

Withdrawals $$20,000$

Repayment of term debt $$22,000$

Cash received from operations $$220,000$

a$)$ Arrange the information in a statement of cash flows showing net cash provided by operating activities, investing activities, and financing activities as well as the net increase$($decrease$)$ in cash and the cash at the end of the year.

b$)$ Putting oneself in the position of a lender providing operating credit to this cattle ranch for the upcoming year, discuss any concerns that you may have based on the information displayed in the statement of cash flows prepared