A company's Total Debt Ratio $($TL$/$TA$)$ is $0\mathrm{.}40.$ How does this rank based on the industry benchmarks? Industry Quantiles for TL$/$TA: $Q(10\%)=0\mathrm{.}22,Q(25\%)=0\mathrm{.}37,$ Median $=0\mathrm{.}53,Q(75\%)=0\mathrm{.}67,Q(90\%)=0\mathrm{.}83.$

Outstanding debt management

Excellent financial health

Poor leverage management

Slightly below the industry benchmark $($average$)$

Significantly above average leverage management