a) Consider a bank's balance sheet as shown below. Would this bank face any liquidity risk and default risk? What would follow such risks? (Your answer should be around 300 words) (Hint: you could take into account rising interest rates in the past year) b) You are probably aware of recent banking turbulence in the US, via the demise of a midsize bank, Silicon Valley Bank (SVB). Do your own search and write a short essay (about 300-400 words) analysing the causes of SVB's collapse