A data scientist is performing predictive modeling using both policy and claims data. Which one of the following best describes a challenge specific to combining these two types of data? Available answer options Select only one option A Claims data is collected when claims are opened, changes or payments are made, and claims are settled. B Policy deductibles and limits are typically applied at the occurrence level, not the claimant level. C There is a danger that collecting claims data may be haphazard and result in unreliable and inaccurate records. D A special consideration with claims data is the handling of personal information collected and retained by claims departments