Question: A. Define a negligent act and state its elements. (6 marks) B. Use of res ipsa loquitur in medical malpractice cases appears to have had

A. Define a negligent act and state its elements. (6 marks)

B. Use of res ipsa loquitur in medical malpractice cases appears to have had the effect of turning doctors into insurers. Explain the importance of medical malpractice insurance, and in its absence, the effects the avoidance risk management technique would have on society.

C. Age, Gender and Health are factors one must consider when assessing risk. What is the role of the following factors as key criteria for judging risk, providing insurance coverage and costing that insurance premium? Explain each:

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