a. Determine the future value that Janet will have in 7 years, given that end-of-period deposits are made and no interest is withdrawn, if (1) $360 is deposited annually and the credit union pays interest annually. (2) $180 is deposited semiannually and the credit union pays interest semiannually. (3) $90 is deposited quarterly and the credit union pays interest quarterly. b. Use your finding in part a to discuss the effect of more frequent deposits and compounding of interest on the future value of anne a. (1) If $360 is deposited annually and the credit union pays interest annually, the future value that Janet will have at the end of 7 years is $ (Round to the nearest cent.) (3) If $90 is deposited quarterly and the credit union pays interest quarterly, the future value that Janet will have at the end of 7 years is 9 (Round to the cent.) The sooner a deposit is made the the funds will be available to earn interest and contribute to compounding and the the future sum will be