A digital dollar would be __________ if it had value only because the government declared it to be legal tender, and it did not represent any other form of money. Answers A. representative money B. commodity money C. fiat money D. cryptocurrency Question35. Acting as a go-between between suppliers and demanders of funds is Answers A. bartering. B. financial intermediation. C. double coincidence of wants. D. minting money. Question36. which institution is a thrift institution? Answers A. savings and loan association B. credit union C. commercial bank D. consumer finance company Question37. Which institution insures depositors in the event of bank failure? Answers A. NASDAQ B. Experian C. Federal Reserve D. Federal Deposit Insurance Corporation Question38. What is inflation? Answers A. the rate of interest that a bank pays a depositor on a CD B. the rate of interest that a borrower must pay on a mortgage C. an overall increase in prices that lowers the buying power of money D. an overall decrease in prices that raises the buying power of money Question39. Which institution acts as a central bank of the United States? Answers A. TransUnion B. Federal Reserve C. Federal Deposit Insurance Corporation D. NASDAQ Question40. If the Federal Reserve wants to offset rising inflation, it will most likely Answers A. raise interest rates. B. lower interest rates. C. increase the amount for which depositors are insured. D. incre