a) Indicate which answer choice is correct. Explain why this choice is correct, citing to pages in the textbook, powerpoint slides, and/or lecture notes. b) For each of the wrong answer choices, explain why the choices are incorrect. Type your responses underneath each question or after each answer choice in color (to distinguish it from the text of the test question). 18. Sam writes a check to his personal trainer for $300, drawn on his account at National Bank. At what point can the personal trainer approach Sam to pay the $300? a. Any time. The personal trainer has the option of negotiating the check or seeking cash from Sam. b. Never. As the drawer of the check, Sam does not have primary liability on it. c. After the personal trainer has presented the check for payment and it has been dishonored. d. If the personal trainer notifies Sam that he has misplaced the check. e. Only after the personal trainer presents the check for payment, it has been dishonored, Sam receives notice that the check has been dishonored