A lender is considering what terms to allow on a loan, Current market terms are 9 percent interest for 25 years for a fully amortizing Ioan. The borrower, Rich, has requented a loan or $116,000. The lender believes that extra credit analysis and carefut foan control will have to be exercised because Rich has never borrowed such a large sum before. in addition, the lender expects that market rates will move upword very soon, perhaps even before the loan is closed. To be on the safe side, the lender decides to extend to Rich a CPM loen commitment for $110,200 at 9 percent interest for 25 years; howevec, the lender wants to charge a loan origination fee to make the mortgage loan yleid 10 percent. Required: a. What ongination fee should the lender charge? b. What foe should be charged if it is expected that the loon wil be repaid ofter 10 years? (For all requirements, do not round intermedlate calculations and round your finat answers to 2 decimal places.)