A) Liability for accidental damage to tangible property provides for benefits

1. without regard to fault.

2. only to the individual who was not at fault.

3. to the party who is not at fault less the amount of the state mini tort.

4. to both parties but the deductible is waived for the party who is not at fault.

B) An insured was sued for negligently causing injuries in a car accident. The court did NOT find the insured to be negligent because

1. The accident resulted in injuries.

2. they did not breach the legal duty owed.

3. they owed the legal duty to drive safely.

4. their actions were the proximate cause of the accident.

C) In writing at the time of renewal, the servicing carrier for the Michigan Automobile Insurance Placement Facility (MAIPF) MUST offer the insured

1. the opportunity to request reassignment to another servicing carrier.

2. the name of an alternative servicing carrier that would provide coverage.

3. a renewal with lower, standard insurance rates for the same coverage.

4. a premium estimate for the same coverage with a standard carrier.

D) Under Michigan's No-Fault Law, a motorcyclist who is injured in an accident with an automobile should file a claim for personal injury PPIWhich of the following insurers first?

1. the automobile owner's insurer

2. the automobile driver's insurer

3. the motorcycle owner's insurer

4. the motorcyclist's health insurer

E) which of the following is NOT an insured under the businessowners policy BOP.

1. A spouse of a partner.

2. A current or past business entity not shown in the declarations.

3. Individual members of a limited liability company.

4. Any person or any organization while acting as your real estate manager.