A loan processor at Bank A has been timed performing four week elements, with the results shown in the following table. The allowances for tasks such as this are: Personal - 7%, Fatigue -10% and delay -3% Observations (Minutes) Task Performance Element Rating (%) 1 2 3 4 5 110 0.5 0.4 0.6 0.4 0.4 2 95 0.6 0.8 0.7 0.6 0.7 3 90 0.6 0.4 0.7 0.5 0.5 4 85 1.5 1.8 2.0 1.7 1.5 With detailed calculation, answer the following questions. (a) What is the normal time? (b) What is the standard time