a. Most professionals are required to maintain a minimum level of liability insurance if claims are brough against them by those who rely on their advice. However, the cost of tis insurance is passed on to the clients through fees they pay for services received. Does this system encourage professional responsibility? Is there a more effective method? OR b. Professional organizations are authorized by legislation to regulate their own members in terms of controlling permission to practice, setting standards, and imposing discipline. Can the pubic expect to receive fair treatment from professional organizations that have a vested interest in protecting their own members? Should all the professionals be self-regulated