A new client, Bruce Wayne, has stopped by the office and wishes to speak with you. He is 50 years old but does not have much money saved. He is looking for an investment that will make him a lot of money quickly but at the same time is not so risky that he could lose everything. You advise him to invest in mutual funds. In your own words, explain to the client whether he should rebalance their portfolio 5 years from now.