A perfect neobank offers $\_\_\_\_\_\_$ which are three product groups designed around customer needs.

Question $11$ options:

$1)$

Universal payment account, capital protection tool, master credit line

$2)$

Local payment account, capital protection tool, master credit line

$3)$

Universal payment account, security protection, master credit line

$4)$

Universal payment account, capital protection, customer service helpline

$5)$

Universal checking account, FDIC insured for protection, customer service helpline