A restaurant fire would close a location for six to 12 months. This occurred to one of the restaurants (not largest) ten years ago and was out of business for 12 months. Lost revenue $5M. Claim paid by insurer for contents (tenants' improvements, freezers, table and chairs usual to a restaurant) and revenue (profit) lost. Claim paid $1.5M for contents and $1M for business interruption. The restaurant business is highly competitive, especially on the beach, and the public could lose interest in Jumbo Shrimp, causing revenues to drop. Two new fancy