A retail store is located in a high fire hazard zone, so it decided to buy a hazard insurance. According to COSO, this decision represents which of the following response to the risk?

Risk avoidance.

Risk sharing.

Risk acceptance

. Risk reduction.

n a BPMN collaboration model of the sales and collections process, one pool describes the focal organization's activities and the other pool describes what?

• The supplier's activities

• The customer's activities

• The sequence of steps in the process

• The message flows between the pools