A "risk withhold" is: 

A negotiated arrangement between a physician and an HMO that requires the physician to typically pay half of the cost overruns at the end of each plan year. 

A service that may be covered under the patients' HMO contract but not as part of the capitated fees paid to the physician. 

A clause used by insurance companies to allow then charge unspecified fees.

The amount withheld from the physicians' payment in a fee-for-service plan specified to cover plan costs that exceed a previous estimated amount

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