A thief breaks a car window and steals a camera and golf clubs locked in the car. It will cost $400 to replace the damaged window. The stolen property is valued at $500.

Alan's wife goes shopping at a supermarket. When she returns, she finds that the left rear fender has been damaged by another driver who did not leave a note or his/her name. The cost of repairing the car is $2,000.

Alan works for a construction company. While driving a large cement truck, he negligently injures another motorist. The injured motorist sues Alan for $25,000.

Alan's son drives a family car on a date. He gets drunk, so his girlfriend drives him home. The girlfriend negligently injures another motorist, who has bodily injuries in the amount of $200,000.

While driving a rented golf cart, Alan accidentally injures another golfer with the cart.