a. Why Banks are regulated & supervised? (4 marks) b. What financial ratios best capture each aspects of the CAMELS Ratings? (4 marks) c. What is KYC? Why KYC is important in banking operations? (3mark) d. What are the impacts of money laundering on the economy? (3 marks) e. Would increased regulatory capital requirements lead to more consolidation among banks?(3marks) f. What are the consequences of bank failure (4 marks) g. Bank of Ghana requires Banks to maintain a statutory capital adequacy ratio (CAR) of 10%. Why strong CAR is so important for Banks and what are the mandatory provisions for Banks with less than 10% CAR? (4 Marks)