a$)$ Your cousin is a single parent with one $10$ year$-$old kid, a well$-$paying job, and moderate savings. She is considering buying life insurance for the first time. She has narrowed it down to $3$ choices: $10-$year term life, $20-$year term life, and permanent life insurance. Give her advice based on the ideas we discussed, and explain why each choice makes more or less sense given her situation.