According to some data, there is only a 0.2 probability that an individual serving a life sentence will be granted parole on their first parole application. Four individuals (anonymized as A, B, C, D) that are serving life sentences are applying for parole for their first time. Assume that any such individual being granted parole on their first application is independent of any other such individual being granted parole on their first application.

What would the probability that at least one of "individual A" and "individual B" is granted parole on the first application be expressed as a composite event?