According to the article Rich Man, Poor Man regarding compounding we covered in class, the author gives the following reasons as to why people do not use compounding as the safe, sure road to (long-term) riches: OA) the sacrifice involved in saving money, that is, not spending it now O B) people are overconfident in the way they manage their finances C) people are ignorant D) compounding is boring OE) Only (a) and (d) are correct