Question: According to the credit utlization ratio, using less than _ _ _ _ _ _ _ % of one's available credit will _ _ _
According to the credit utlization ratio, using less than of one's available credit will one's credit score over time, even if the credit card balance is paid in full each month to avoid interest charges.
a
; raise
b
; lower
c
; have no impact on
d
; raise
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