additional Tier I capital is $$170,000,$ and Tier II capital is $$412,000.$ The current value of the CET$1$ ratio is $5\mathrm{.}31$ percent, the Tier I ratio is $6\mathrm{.}38$ percent, and the total capital ratio is $8\mathrm{.}95$ percent.

Calculate the new value of CET$1,$ Tier I, and total capital ratios for the following transactions.

The bank repurchases $$106,000$ of common stock with cash.

The bank issues $$2\mathrm{.}6$ million of CDs and uses the proceeds to issue category $1$ mortgage loans with a loan$-$to$-$value ratio of $80$ percent.

The bank receives $$506,000$ in deposits and invests them in T$-$bills.

The bank issues $$806,000$ in common stock and lends it to help finance a new shopping mall. The developer has an A$+$ credit rating.

The bank issues $$1\mathrm{.}6$ million in nonqualifying perpetual preferred stock and purchases general obligation municipal bonds.

Homeowners pay back $$4\mathrm{.}6$ million of mortgages with loan$-$to$-$value ratios of $40$ percent and the bank uses the proceeds to build new ATMs.