Question: Adverse selection is a . a pre - contractual problem that arises from hidden information about risks, quality, or character b . a post -

Adverse selection is
a.
a pre-contractual problem that arises from hidden information about risks, quality, or character
b.
a post-contractual problem that arises when insurance itself leads you to alter your behavior
c.
a post-contractual problem that arises from hidden information about risks, quality, or character
d.
a pre-contractual problem that arises when insurance itself leads you to alter your behavior

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