Question: After a deferred annuity is annuitized, what determines whether or not any funds will be paid to the contract beneficiary if the annuitant dies? (Search

After a deferred annuity is annuitized, what determines whether or not any funds will be paid to the contract beneficiary if the annuitant dies? (Search Chapter 3)

a. whether the contract is simple or complex

b. whether the contract is owner-driven or annuitant-driven

c. the annuitization payout or settlement option that was in effect at the annuitant's death

d. the insurance company's interpretation of the tax law's force-out requirements

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