After a Financial Planner $($FP$)$ and their Client create a Financial Plan together that they are both happy

with, the FP will actively monitor progress and make and adjustments to the plan as necessary.

However, even the best plans may become less effective as circumstances change. Group the listed

items into the two categories of change:

New home

Tax changes

Career changes

Legal changes

Family changes

Economic changes

A Changes you can reasonably foresee and influence

B Changes largely out of your control