After reading the new account insert in his monthly$$ statement, Tony Mercadante determined that the FDIC considers a joint account as a separate depositor. He and his$$ wife, Cynthia, have three accounts at ABC Bank$$ & Trust, one joint account with a balance of $$$$43,748$ and two individual accounts $-$has a $$$$145,582$balance$,$ and hers has a $$$$255,267$ balance. What amount of FDIC coverage do Tony and Cynthia have on their$$ accounts?