Question: All are true statements regarding the underwriting process, EXCEPT: Signed consent from the applicant must be provided in order to test for AIDS and HIV

All are true statements regarding the underwriting process, EXCEPT:
Signed consent from the applicant must be provided in order to test for AIDS and HIV virus
AIDS and HIV virus exams can be conducted in a discriminatory fashion
The cost of any examination is paid for by the insurer
The original application is the primary source of information used in the underwriting process
All are true statements regarding the underwriting process, EXCEPT: Signed consent

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