All must be done by hand

1. What is the value of $20,000 (t = 0) at the end of ten years if interest is an annual rate of 8% but is compounded quarterly?
2. You want to be a multi-millionaire ($2,000,000) by the time you retire in 30 years. How much money must you deposit in a savings account each year if you earn (5.2%) per year in that account?
3. A piece of equipment is purchased for $450,000 and has an estimated salvage value of $50,000 at the end of the recovery period. Prepare a depreciation schedule for the piece of equipment using the straight-line method with a recovery period of 5 years.