An American Depository Receipt (ADR) represents Question 2 options: a) Debt sold by a foreign borrower that is denominated in the currency of the country where it is sold. b) Stock of foreign companies that is sold directly to investors in the United States. c) Equity instruments of one country that are sold in another country. d) The certificates that represent ownership in foreign companies that are sold in the United States. e) Certificates representing ownership in stocks of foreign companies that are held in trust by a bank located in the country the stock is traded