An FI manager has calculated the following values and weights to assess the credit risk and likelihood of having to reschedule a loan. From the Z-score calculated using these weights and values, is the manager likely to approve the loan? Validation tests of the Z-score model indicated that scores below 0.500 are likely to be nonreschedulers, while scores above 0.700 indicate a likelihood of rescheduling. Scores between 0.500 and 0.700 do not predict well