An SDSU student is taking $18$ units, working part$-$time $(25$ hours$/$week$),$ and still has to take out a student loan to cover tuition. One day, he sees a colleague driving a new Porsche Taycan Turbo S $($price: $$275,000)$ and feels he just has to have one for himself. Which of the following factors is most likely to prevent a successful marketing exchange between the student and the local Porsche dealer located in an affluent suburb about $20$ miles from his university?

His significant other wants him to drive a Kia Soul.

The local Porsche dealer only has one Taycan Turbo sports coupe in stock$-$red, which is the color he wants.

Although the Porsche Taycan Turbo $S$ is a great car, there may be other cars with better street appeal and resale value.

He's afraid that if someone at school sees him with the car, he might lose his student loan.

The student does not have the resources to qualify for a $$275,000$ auto loan.