Ann. Bob, Claris and Dive apply for the same loan amount. Asuming that the only three factors that make a difference in their om applications are lom-to-value Tatio (LTV), discount points (DPs) and the loan term, who is most likely to be offered the highest rate on the mortgage and who is most likely to be offered the lowest sich rate? Am: LTV - 90. DP: - 3, term = 30 years Bob LTV = 80. DPs - 3.term - 15 years Chris LTV 90. DP: 2. term = 30 years Dave: LTV -80, DP - 2. term = 15 years Ann. Bob, Claris and Dive apply for the same loan amount. Asuming that the only three factors that make a difference in their om applications are lom-to-value Tatio (LTV), discount points (DPs) and the loan term, who is most likely to be offered the highest rate on the mortgage and who is most likely to be offered the lowest sich rate? Am: LTV - 90. DP: - 3, term = 30 years Bob LTV = 80. DPs - 3.term - 15 years Chris LTV 90. DP: 2. term = 30 years Dave: LTV -80, DP - 2. term = 15 years