answer a,b,c,d please

5. (11 points) Below is a modified balance sheet of People Bank, based in Bellingham, WA Values in thou- sands of dollars The Peoples Bank thousands of dollars Assets Liabilities + Capital Reserves $216,600 Checkable (transaction) Deposits $152.000 Loans $1,330,000 Savings deposits (non-transaction) Loans to businesses $164.600 Consumer loans $142.600 Borrowing $0 Real Estate Loans $1,081,200 Other $ 3,000 Securities $20,100 Other $12.000 a. (3 pts) Calculate capital and leverage ratio for The Peoples bank. b. (3 pts)ROA for The Peoples Bank is 0.92% Calculate ROE. c. (3 pts)Suppose bank managers borrow $10,000 thousand dollars and make more of similar type and yields such that ROA remains constant. What is the new value for ROE? Explain the cost and benefits of such a strategy. d. (2 pts)Suppose the reserve requirement is 10%. Calculate excess reserves of The Peoples bank. 6 5. (11 points) Below is a modified balance sheet of People Bank, based in Bellingham, WA Values in thou- sands of dollars The Peoples Bank thousands of dollars Assets Liabilities + Capital Reserves $216,600 Checkable (transaction) Deposits $152.000 Loans $1,330,000 Savings deposits (non-transaction) Loans to businesses $164.600 Consumer loans $142.600 Borrowing $0 Real Estate Loans $1,081,200 Other $ 3,000 Securities $20,100 Other $12.000 a. (3 pts) Calculate capital and leverage ratio for The Peoples bank. b. (3 pts)ROA for The Peoples Bank is 0.92% Calculate ROE. c. (3 pts)Suppose bank managers borrow $10,000 thousand dollars and make more of similar type and yields such that ROA remains constant. What is the new value for ROE? Explain the cost and benefits of such a strategy. d. (2 pts)Suppose the reserve requirement is 10%. Calculate excess reserves of The Peoples bank. 6